Due Diligence Services

A Banker or a prospective borrower or any existing borrower can avail service of due diligence.

Due diligence report

is a third party independent opinion on a different important aspect of a company, which is useful to banker or any other stake holder for decision making process. It also makes the appraisal process of bank loan sanctioned very fast, accurate and smooth.

• Operational Due Diligence

  • Back Ground/History of company
  • Brief snapshot of company
  • Promoters/Directors profile
  • Group company Details
  • Shareholding pattern
  • Key Employee Details
  • Strengths and weaknesses of company
  • Detail of operations and Products
  • Customer and supplier analysis
  • Industry analysis
  • Site visit report

• Financial Due Diligence

  • Profitability statement (of Past three years)
  • Balance sheet (of Past three years)
  • Financial Ratios and their interpretations (Total 15-20 ratios)
  • Detailed analysis of various financial aspects and comment on all those aspects like profitability of company, capital structure of company, liquidity position of company, debt coverage indicators of company, operating cycle of company, fund flow analysis etc
  • Special comment on aging of debtors and valuation of stocks
  • Detailed reporting on intergroup transactions and its impact on financials, if any.
  • Details of current year financial performance

• Project Due Diligence

  • Cost of project and means of finance
  • Project Rational
  • Project assumptions
  • Project payback period
  • Cost benefit analysis of project
  • Debt Service coverage calculation for project period
  • Sensitivity analysis

• Resources Due Diligence

  • Net worth of promoters
  • Support received from group entities
  • Detail of collateral/Primary securities to be offered
  • Valuation of Collateral/ Primary Securities

• Legal compliance Due Diligence

  • KYC Documents for promoters
  • Whether promoter/company/group companies are under CIBIL wilful Defaulter List?
  • Whether any legal case pending against promoter or company or group companies?
  • Latest status of income tax assessment
  • Statutory Records
  • Regularity regarding payment of all statutory dues and taxes
  • Special comment on accounting system or accounting policy

• Interaction with stake holders

  • Interaction with Banker
  • Interaction with Auditors
  • Interaction with Customers
  • Interaction with Suppliers
  • Interaction with Machinery Suppliers (Applicable only in case of any upcoming project)

the accurate venture

will complete the due diligence process within seven working day from the date of receipt of information/documents.